Terms of Use & Disclaimer

Last updated: June 2026

Welcome to CalculateTSP ("the site," "we," "us"). By accessing or using calculatetsp.com, you agree to these Terms of Use. If you do not agree, please do not use the site.

1. Educational purpose only

CalculateTSP provides calculators, estimates, and general information about the Thrift Savings Plan (TSP) and military and federal retirement. All content is for general educational and informational purposes only. It is not financial, investment, tax, legal, or accounting advice, and it is not a recommendation to take or refrain from any particular action.

Not financial advice. We are not licensed financial advisors. The figures our tools produce are simplified estimates based on the inputs you provide and on assumptions that may not match your situation. Always confirm important decisions with the TSP, your finance office, and a qualified professional.

2. No guarantee of accuracy

We work to base our tools on official, publicly available sources — including Department of Defense pay tables, Federal Retirement Thrift Investment Board (FRTIB) rules, and TSP share prices from tsp.gov. However, rules change, sources can contain errors, and our models are simplified. We make no warranty that any information or estimate is accurate, complete, current, or suitable for your circumstances. Your actual pension, TSP balance, and benefits depend on your specific service record, pay history, and plan details.

3. Not affiliated with the government

CalculateTSP is an independent website. It is not affiliated with, endorsed by, or sponsored by the U.S. Department of Defense, DFAS, the Office of Personnel Management (OPM), or the Federal Retirement Thrift Investment Board. For official account information and actions, use tsp.gov.

4. Advertising and affiliate links

The site is free and supported by advertising and clearly labeled affiliate links. Third-party advertisers, including Google, may use cookies as described in our Privacy Policy. Some links are affiliate links, meaning we may earn a commission at no additional cost to you; see our Advertising & Affiliate Disclosure. Advertising and affiliate relationships never influence our calculations or guidance.

5. Limitation of liability

To the fullest extent permitted by law, CalculateTSP and its operators are not liable for any loss or damage arising from your use of, or reliance on, the site or its content, including any decisions you make based on our estimates. You use the site at your own risk.

6. Third-party links

The site may link to external websites for your convenience. We are not responsible for the content, accuracy, or practices of those sites.

7. Changes

We may update these Terms or the site's content at any time. Continued use after changes means you accept the updated Terms. Material changes will be reflected by the "Last updated" date above.

8. Contact

Questions about these Terms? Email admin@calculatetsp.com or use our Contact page.